DIV/12
Split the Cost of Laboratory Equipment over 12 Monthly Instalments
At Bios Analytique, we help research facilities, laboratories, and scientific enterprises access analytical technology without straining their capital expenditure.
With our Div/12 instalment payment plan, you can spread the cost of your equipment over 12 manageable monthly payments, optimising your working capital while accelerating innovation.
WHAT IS BIOS ANALYTIQUE’S
DIV/12 SOLUTION?
Div/12 is a tailored B2B payment plan designed by Bios Analytique.
It allows organisations to split the total purchase cost of analytical instruments and laboratory hardware, plus the flexibility to include consumables, or reagents into 12 structured monthly instalments. Allowing the total cost to be potentially spread across two financial years.
Rather than committing to a significant upfront sum, your facility can deploy essential technology immediately while maintaining predictable operational expenditure.
KEY BENEFITS OF
DIV/12 FOR YOUR FACILITY
Spread your capital expenditure over 12 months, keeping liquidity available for day-to-day operations and unforeseen costs.
Eliminate delays caused by long capital approval cycles. Get immediate access to the instruments you need, when your research demands it.
Fixed monthly instalments make financial forecasting and departmental budget tracking straightforward.
Bypasses complex corporate loan applications and high bank interest rates with a streamlined process managed directly alongside your supplier.
HOW DOES THE DIV/12 PAYMENT OPTION WORKS
Acquiring your laboratory equipment through Div/12 is straightforward, and designed around B2B procurement:
FREQUENTLY ASKED QUESTIONS
Unlike traditional bank financing or asset loans, which often involve lengthy credit assessments, setup fees, and high interest rates. Div/12 is a simple, cost-effective solution designed specifically for scientific laboratory equipment procurement.
The plan is primarily designed for high-value analytical instruments, laboratory upgrades, and specialised software setups. Contact our team with your required configuration to see how Bios can support your research.
Yes. If your organisation receives a cash influx or grant funding ahead of schedule and wishes to settle the outstanding balance early, you can pay off the remaining balance before the 12-month mark without early redemption penalties.
As a business-to-business (B2B) transaction, you will need to provide standard company or institution details (Company Registration Number, VAT ID, or academic credentials), undergo a standard credit verification check, and sign the Bios Analytique instalment agreement.
READY TO UPGRADE YOUR LABORATORY?
Don’t let rigid annual budgets delay your scientific breakthroughs.
Speak with a Bios Analytique specialist today to discover how Div/12 can be applied to your next quote.